How to Remove Suit Filed from CIBIL Report?

 

To remove suit filed from CIBIL report indicates that a lender has taken legal action against you due to non-payment of a debt. 

This status can severely impact your credit score and hinder your ability to obtain new credit or loans. If you find yourself in this situation, here is a step-by-step guide on how to remove Suit Filed from CIBIL report:

 

1. Obtain and Review Your CIBIL Report

The first step to remove suit filed from CIBIL is to obtain a copy of your CIBIL report and review it carefully. This will help you confirm that the status is accurate and understand the details associated with the suit.

 You can request a copy of your CIBIL report online from the official CIBIL website. You may need to pay a nominal fee. Check the report for accuracy, including the suit's details, such as the amount involved, the lender's name, and the dates.

 

2. Verify the Accuracy of the Entry

Ensure that the "Suit Filed" status is accurate. If there are any discrepancies or errors, you need to address them first.

Dispute Any Errors: If you find inaccuracies, file a dispute with CIBIL. You can do this online by logging into your CIBIL account and submitting a dispute request with details of the error.

 

3. Resolve the Debt

 

If the "Suit Filed" status is accurate, the next step is to resolve the underlying debt. This involves negotiating with the lender to settle the debt or come up with a repayment plan.

 

- Contact the Lender: Reach out to the lender or creditor who filed the suit. Discuss your financial situation and negotiate a settlement or repayment plan.

- Obtain repayment Documents: Once repayment plan is agreed upon, get written confirmation from the lender stating that the debt has been settled.

 

4. Resolve the Legal Action

Ensure that the legal action is resolved in court. So that you can remove suit filed from CIBIL

 

- Follow Court Procedures: Attend any required court hearings and provide necessary documentation to the court to finalize the settlement or repayment plan.

- Obtain a Court Order: Secure a court order or official document that confirms the suit has been resolved or withdrawn.

 

5. Update Your CIBIL Report

After resolving the debt and legal action, you need to update your CIBIL report to reflect the current status.

 

- Submit a Dispute to CIBIL: File a dispute with CIBIL to update the status on your report. Provide evidence of the settlement and court resolution with your dispute request.

- Include Supporting Documents: Attach copies of the settlement agreement, court order, and any other relevant documents.

 

6. Follow Up with CIBIL

Monitor the status of your dispute to remove suit filed from CIBIL.

 

- Check Your Report Regularly: Review your CIBIL report periodically to confirm that the status has been updated.

- Contact CIBIL: If the status does not change within a reasonable timeframe, contact CIBIL’s customer support for assistance.