Personal loan agent in kolkata

Help line: 9830826104

We, Naskar Financial services are engaged in offering home loan services. We are associated with most of the reputed bank and NBFC in India. We offer personal loan for all types of customers. We provide free advice to personal loan buyer. We recommend and arrange best suitable personal loan for you. Our consultants can provide doorstep services. You may not have enough time to reach bank and collect your required information or Bank manger does not have enough time to give answer all your personal loan queries. Still, you are worried to take help from DSA, Agent or associates because of cheating and unethical people. Here, Naskar Financial Services is the solution. You can trust our consultants. We do not take commission from customer. Feel free to contact our help line +91 9830826104 or visit us www.naskarfinserv.in

Saturday, August 10, 2024

Does my CIBIL score go down if I check my CIBIL score repeatedly?

 


If you are worried that checking your CIBIL score go down if checked repeatedly. Then the answer is:
No, checking your own CIBIL score repeatedly does not affect it. These are considered "soft inquiries" and don't impact your credit score. 


Only "hard inquiries," which occur when a lender checks your credit report as part of a credit application, can potentially affect your score.



When you check your own CIBIL score, it does not negatively impact your score. Such self-checks are classified as "soft inquiries," which are not visible to lenders and do not affect your credit score.

 This is different from "hard inquiries," which occur when a lender checks your credit report as part of a credit application process. Hard inquiries can have a minor impact on your score.

Regularly checking your own CIBIL score is a proactive way to monitor your credit health. It helps you stay informed about your credit status, spot any inaccuracies or potential issues, and manage your financial well-being effectively. 

Therefore, you can check your CIBIL score as often as needed without worrying about it affecting your credit score.




No comments: