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To remove fraud
loan from CIBIL report, follow these steps:
1. Obtain Your
CIBIL Report: Download your CIBIL report from the CIBIL website and point out
the loans, so that you can remove fraud loan from CIBIL report.
2. Identify the
Fake Loan: Note the specifics of the fraud loan, including the lender's name,
loan amount, and account number.
3. Gather
Documentation: Collect any supporting documents, such as identity theft reports,
communication with the lender, or other evidence that proves the loan is fraud. This
evidences help you to remove fraud loan from CIBIL report very effectively.
4. File a
Dispute with CIBIL:
- Go to the CIBIL website.
- Use the "Dispute Resolution"
option to raise a complaint.
- Provide the necessary details and upload
your supporting documents.
5. Contact the
Lender: Reach out to the financial institution that reported the loan. Inform
them of the fraud and request an investigation to remove the entry.
6. File a Police
Report: If you haven’t already, file a police report regarding the fraud. This
can be helpful in validating your claim.
7. Follow Up:
Monitor the status of your dispute through the CIBIL website. The investigation
typically takes a few weeks.
8. Check for
Updates: Regularly review your CIBIL report to confirm the fraudulent loan has
been removed.
9. Seek Legal
Advice: If the issue persists or if you encounter difficulties, consider
consulting a legal professional for guidance.
Keep thorough
records of all your communications and actions throughout this process to
support your case.
